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Earlier this year the Insight Center for Community Economic Development published a study which found that the median wealth of single black women is $100 compared to that of single white women at $41,000. Don’t be fooled by thinking the disparity is caused by just a difference in income. Income and wealth are not the same! Income is what we bring in annually, while wealth is basically
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The holiday season is generally a great source of stress for many people. Rather than feeling blessed and care-free, many of us are overwhelmed by trivial things from what to buy the co-worker we don’t even like to how we tell our children they just can’t have it all!
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Contrary to what college graduates may believe, they have just as many issues with managing money as everyone else.
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Every finance guru in America has preached that having an emergency fund is the most basic and fundamental part of having a sound financial plan. Suze Orman has told us that, “Emergency cash is a necessity, not a luxury,”
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Tighter household budgets mean more people than ever will be cutting back this Christmas and spending less on gifts for friends and family. While the cost of presents can add up, follow these money-saving Christmas tips to avoid overspending this December.
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